Financing with Our Dealership

Welcome to the finance center at Jeff Wyler Fairfield Auto Mall

When you want affordable financing provided by finance specialists who can serve as your allies, you'll find the kind of high-level help you need in the finance center at Jeff Wyler Fairfield Auto Mall in Fairfield, OH. We have years of collective experience in helping our valued customers from Cincinnati, OH get the financing they need for a new or pre-owned Kia, Nissan or Cadillac. We're committed to financing that fits into the buying process so you can drive home in the vehicle you've been dreaming about.

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We can help you decide whether to get a loan or a lease

When you consider the choice between getting a car loan vs. getting a lease, we understand there are advantages with both options. If you want to create the greatest amount of long-term benefit, a car loan is the right choice. If you need to maximize your family's monthly cash flow, a lease can help you do that. Here are some more of the pros and cons that Hamilton, OH buyers should be aware of in these two different options.

The advantages of getting a car loan

A car loan is by far the most popular choice that buyers from communities like Springdale, OH make when it comes to financing. It's also the most beneficial long-term financial solution for most people. With a loan, you're building cash value, or equity, in your vehicle every time you make a monthly payment. Over the period of the loan contract, you will build up a substantial amount of cash value that you can use to pay for your next vehicle. What's more, a car loan allows you to someday own that Kia, Nissan or Cadillac you're driving. Those are advantages you simply can't get with a lease.

Why some people consider a lease

When you lease a new Kia, Nissan or Cadillac, you'll be able to make a smaller down payment and you'll also have lower monthly payments than you would with a car loan. Norwood, OH customers should keep in mind that leasing a vehicle is like renting it. You aren't building any cash value and you won't own that Kia, Nissan or Cadillac at the end of your lease contract, so you'll have to return it to us. A lease will come with an annual limit on the number of miles you can drive without incurring a penalty and you'll have to pay for any excess damage or wear-and-tear at the end of your lease.

Apply for financing online

Whether you want a new Kia, Nissan or Cadillac, we can make it easier to get the right financing. Just fill out our completely secure online financing application from the comfort and privacy of your home in the Tri-County Ohio area. That allows you to get approved for financing in advance, so you can focus your shopping efforts on the models that match the loan that you're qualified for.

Get a generous trade-in offer on the car you're driving now

Your current vehicle is a valuable financial asset when it comes to reducing the cost of your next vehicle. You can find out how much your current car is worth by using our online Kelley Blue Book® Value Your Trade tool. Just provide a few basic facts about your car and you'll get an attractive trade-in offer instantly. If you like what you see, bring a copy of that offer along with your keys, title and loan payoff information and we can finalize the details in person.

We have a lot of ways to help make your next car more affordable

We invite you to check our New Car Specials to help save money on your new car purchase. Our financing professionals can help you get the financing package that can help you stay within your budget. Feel free to contact us about any questions you have and visit our finance center at Jeff Wyler Fairfield Auto Mall in Fairfield, OH.

Frequently Asked Questions

What's better, buying or leasing?

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Ready to begin?

  1. Jeff Wyler Fairfield Auto Mall

    5815 Dixie Hwy
    Fairfield, OH 45014

    • Sales: (513) 268-8269
  2. Jeff Wyler Fairfield Nissan

    5815 Dixie Highway
    Fairfield, OH 45014

    • Sales: 513-268-8293
  3. Jeff Wyler Fairfield Cadillac

    5815 Dixie Hwy
    Fairfield, OH 45014

    • Sales: (513) 857-1059
  4. Jeff Wyler Fairfield Kia

    5815 Dixie Hwy
    Fairfield, OH 45014

    • Sales: 513-268-8291
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Get in Touch

  • Contact our Sales Department at: (513) 268-8269
  • Monday9:00AM - 8:00PM
  • Tuesday9:00AM - 8:00PM
  • Wednesday9:00AM - 8:00PM
  • Thursday9:00AM - 8:00PM
  • Friday9:00AM - 7:00PM
  • Saturday9:00AM - 7:00PM
  • Sunday12:00PM - 5:00PM