When shopping for your next vehicle, one of the most important steps is visiting the financing center at your local dealership. At Jeff Wyler Fairfield Auto Mall, our knowledgeable finance experts are here to help guide you through financing or leasing your new ride. We serve customers across the Cincinnati area, including Fairfield, Hamilton, Springdale, Norwood, and Tri-County. Each driver has a different way they prefer to drive their car. Let our team help determine which is the right method for you.
What is Financing and is it Right for You?
When you finance a vehicle, you are taking out a loan to purchase it and will make monthly payments over a set term until the loan is paid off. Financing is a good option if you plan to keep your vehicle for a long time, want to build equity, and prefer to own your car outright. We have strong relationships with local and national lenders to help get you approved for a loan that fits your budget. Our customers come from all over, whether you're right here in Fairfield, OH, or down the road in Cincinnati.
Is Leasing the Right Choice?
With a lease, you make lower monthly payments and get a new vehicle every few years. Leasing is ideal if you don't drive many miles per year, want a lower monthly payment, and like having the latest model. Leasing also means you're always under warranty. We offer competitive lease specials on many popular models. If you're in Hamilton or Springdale, it's worth the drive to check out our lease options.
Tips for Financing Your Vehicle
To get the best financing deal, consider these tips:
- Check your credit score and dispute any errors
- Get pre-approved for a loan before visiting the dealership
- Put down at least 20 percent to avoid being upside-down on your loan
- Keep the loan term as short as you can afford for a lower interest rate
- If you have a trade-in, know its value before negotiating
At Jeff Wyler Fairfield Auto Mall, we work hard to get you approved, no matter your credit situation. Even if you're a first-time buyer or have had some bumps in the road, talk to us. We have programs for customers in Norwood and across Tri County, OH.
Tips for Leasing Your Vehicle
If leasing is more your speed, keep these points in mind:
- Choose a lease term that matches how long you want to keep the vehicle
- Pay attention to the mileage allowance and don't exceed it to avoid fees
- Keep the vehicle in good condition to avoid excessive wear and tear charges
- Know how much cash you need up front for the first payment, security deposit, taxes and fees
- Understand how a lease return works and what you need to do
Our team is happy to go over all the leasing details so you feel informed and confident. We'll make sure you have a smooth, hassle-free experience from start to finish.
Visit Jeff Wyler Fairfield Auto Mall
Jeff Wyler Fairfield Auto Mall is here to help no matter where you are in your car-buying journey. Our financing center works with you one-on-one to review your options, crunch the numbers, and find the best financing or lease plan for your lifestyle and budget. Even if you're unsure whether to finance or lease, we can explain the benefits of each.
We invite you to browse our user-friendly website to explore our current inventory, then stop by our convenient location to test drive your top picks. With a wide selection of new and pre-owned vehicles at competitive prices, we will surely have something that catches your eye. Experience the Jeff Wyler difference today!